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Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
Do You Need 20% Down to Buy a Home?

Putting 20% down on a home is a “rule” that’s been around forever. But today, buying a home is a lot more flexible. Your down payment amount really depends on the type of loan you choose. And good news: there are several loan options, down payment assistance programs, and funding sources that can help you achieve your homeownership goals.

September 25, 2025

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Do You Need 20% Down to Buy a Home?
Do You Need 20% Down to Buy a Home?

Putting 20% down on a home is a “rule” that’s been around forever. But today, buying a home is a lot more flexible. Your down payment amount really depends on the type of loan you choose. And good news: there are several loan options, down payment assistance programs, and funding sources that can help you achieve your homeownership goals.

September 25, 2025

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Pennymac Selects Vesta to Supercharge Its Mortgage Platform, Setting a New Industry Standard in Origination Technology

September 8, 2025

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Pennymac Correspondent Group Expands Product Suite with Launch of Non-QM Offerings

Pennymac Correspondent Group Launches New Non-QM Offerings to Support Self-Employed and Non-Traditional Borrowers

September 3, 2025

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Guide to What Happens After the Appraisal
Guide to What Happens After the Appraisal

The home appraisal can influence everything from a loan approval to the final sale price. In this guide, we'll break down what to expect during the appraisal and how to prepare for what's next.

August 29, 2025

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PennyMac Financial Services, Inc. to Present at the 2025 Barclays Global Financial Services Conference

August 29, 2025

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What You Should Know About a Remote Work Letter for a Mortgage
What You Should Know About a Remote Work Letter for a Mortgage

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

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Paying Down Your Mortgage With a Tax Refund: Is It the Right Choice?
Paying Down Your Mortgage With a Tax Refund: Is It the Right Choice?

Got a tax refund? Learn when using it to pay down your mortgage makes sense and when it might not be the best move for your financial goals.

August 4, 2025

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Should I Buy a House? When Homeownership Is Right For You
Should I Buy a House? When Homeownership Is Right For You

Buying a home is exciting; it’s also a big commitment. This guide covers key financial and lifestyle factors to help you decide if you're ready.

August 1, 2025

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Home Improvement Ideas for Hosting and Entertaining
Home Improvement Ideas for Hosting and Entertaining

If you love to entertain but feel that your space isn’t as guest-ready as you’d like, a few strategic updates can make all the difference. Try these ideas to make hosting easier and help your guests feel more comfortable.

July 21, 2025

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How to Increase Your Chances of Getting Approved for a Home Loan
How to Increase Your Chances of Getting Approved for a Home Loan

Whether you’re buying your first home or refinancing, managing your finances carefully is important for getting approved for a home loan. Read on to get actionable tips that can improve your chances of securing the loan you want.

July 18, 2025

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