loan process Articles

Pre-Qualified vs. Pre-Approved: The Differences Explained

Discover the differences between pre-qualification and pre-approval in the home-buying process. Learn why both steps matter. Talk to a Pennymac expert today!

October 23, 2025

Pre-Qualified vs. Pre-Approved: The Differences Explained

Discover the differences between pre-qualification and pre-approval in the home-buying process. Learn why both steps matter. Talk to a Pennymac expert today!

October 23, 2025

How To Improve Your Credit Score

Find out how to boost your credit score before buying a home—and explore loan options even if you have little or no credit history.

September 25, 2025

Why Was My Mortgage Sold to Another Company?

Wondering why your mortgage was sold? Learn why mortgage companies sell loans, what it means for your payments, and how Pennymac supports your homeownership.

May 16, 2025

How to Get Pre-Approved for a Mortgage

Shop for your new home with confidence. Get pre-approved for a mortgage so you can understand your buying power and start making offers.

December 6, 2024

Refinancing Your FHA Loan to a Conventional Loan

Refinancing an FHA loan to a conventional loan offers several benefits, such as potentially eliminating the mortgage insurance premium. Here's an overview of the pros and cons and other factors to consider.

October 2, 2024

Key Property Features to Look for When House Hunting

Make an informed decision when buying a house by considering these key features. Learn what to look for and find your perfect home with Pennymac!

September 30, 2024

Types of Loans for Homeowners and Prospective Buyers

A breakdown of the most common home loans to help you find the one that’s right for you.

September 12, 2024

Explaining the Home Loan Process Part 1: Getting Prepped

Preparation can set you up for success. Discover our educational series aimed at empowering homebuyers with the knowledge and confidence to navigate the home loan process.

September 4, 2024

Explaining the Home Loan Process Part 2: Completing a Home Loan Application Form

Filling out the Uniform Residential Loan application is the first formal step toward a mortgage. Take a look at the form’s purpose, a section-by-section breakdown and the information required for successful completion.

September 3, 2024