Learning Center Page 2

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
Guide to Getting Your Free Credit Report

You’re entitled to a free credit report every year. The good news is, it’s easy to get it from the right place. Here’s how to claim yours—and how it can give you peace of mind.

November 18, 2025

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Guide to Getting Your Free Credit Report
Guide to Getting Your Free Credit Report

You’re entitled to a free credit report every year. The good news is, it’s easy to get it from the right place. Here’s how to claim yours—and how it can give you peace of mind.

November 18, 2025

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Common Mistakes First-Time Homebuyers Make and How to Avoid Them
Common Mistakes First-Time Homebuyers Make and How to Avoid Them

Buying your first home? Avoid costly mistakes with expert tips on credit, savings, and mortgage options from Pennymac. Get prepared for the home-buying process today.

October 24, 2025

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Tips for Buying and Selling a Home at the Same Time
Tips for Buying and Selling a Home at the Same Time

Learn how to buy a new home before selling your current house, plus tips to manage mortgages, timing, and financing.

October 24, 2025

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Pre-Qualified vs. Pre-Approved: The Differences Explained
Pre-Qualified vs. Pre-Approved: The Differences Explained

Discover the differences between pre-qualification and pre-approval in the home-buying process. Learn why both steps matter. Talk to a Pennymac expert today!

October 23, 2025

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Pennymac Announces Organizational Changes

October 6, 2025

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How To Improve Your Credit Score
How To Improve Your Credit Score

Find out how to boost your credit score before buying a home—and explore loan options even if you have little or no credit history.

September 25, 2025

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Everything You Want to Know About Adjustable-Rate Mortgages
Everything You Want to Know About Adjustable-Rate Mortgages

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

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Do You Need 20% Down to Buy a Home?
Do You Need 20% Down to Buy a Home?

Putting 20% down on a home is a “rule” that’s been around forever. But today, buying a home is a lot more flexible. Your down payment amount really depends on the type of loan you choose. And good news: there are several loan options, down payment assistance programs, and funding sources that can help you achieve your homeownership goals.

September 25, 2025

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Pennymac Selects Vesta to Supercharge Its Mortgage Platform, Setting a New Industry Standard in Origination Technology

September 8, 2025

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Pennymac Correspondent Group Expands Product Suite with Launch of Non-QM Offerings

Pennymac Correspondent Group Launches New Non-QM Offerings to Support Self-Employed and Non-Traditional Borrowers

September 3, 2025

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Helpful Tools

Home Value
Estimator

See an instant estimate of your home's current value and view recent home sales in your area

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Mortgage
Calculators

See how much home you can afford, what kind of monthly mortgage payment you might have, the benefits of refinancing and more!

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