buying a home Articles

Unsure if an adjustable rate mortgage is right for you? Get the inside scoop on the ARM and learn whether the risks of this loan type are worth the reward.

September 25, 2025

Learn how much of a down payment you need for different loan types, plus explore Pennymac programs and assistance for first-time and repeat buyers.

September 25, 2025

The home appraisal can influence everything from a loan approval to the final sale price. In this guide, we'll break down what to expect during the appraisal and how to prepare for what's next.

August 29, 2025

Learn what a remote work letter is and why you may need one as a remote worker to get your mortgage approved.

August 6, 2025

Buying a home is exciting; it’s also a big commitment. This guide covers key financial and lifestyle factors to help you decide if you're ready.

August 1, 2025

Whether you’re buying your first home or refinancing, managing your finances carefully is important for getting approved for a home loan. Read on to get actionable tips that can improve your chances of securing the loan you want.

July 18, 2025

Learn how to pay off your mortgage faster with tips on extra payments, refinancing, and more. Explore pros, cons, and smart strategies to save on interest.

June 26, 2025

Thinking of buying a fixer-upper? Learn what to consider before investing so you can make informed, confident decisions.

June 26, 2025

Interested in a bank-owned home, but don’t know where to start? Follow Pennymac’s step-by-step guide to learn all about REO homes (and get ready to buy).

May 16, 2025