Mortgage & Interest Rate
News, Tips & Tools

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
A Comprehensive Home Buying Checklist for First-Time Buyers

Use our first-time homebuyer guide and checklist to learn about the buying process, avoid common mistakes and make informed choices.

April 14, 2025

Read More
A Comprehensive Home Buying Checklist for First-Time Buyers
A Comprehensive Home Buying Checklist for First-Time Buyers

Use our first-time homebuyer guide and checklist to learn about the buying process, avoid common mistakes and make informed choices.

April 14, 2025

Read More
Everything You Need to Know About Home Equity Loans
Everything You Need to Know About Home Equity Loans

Turn your home equity into cash you can use today — without affecting your current mortgage. Explore the benefits of fixed-rate home equity loans and see if this option fits your financial needs and goals.

January 13, 2025

Read More
The Assumable Mortgage: How It Works and Is It Right for You?
The Assumable Mortgage: How It Works and Is It Right for You?

Learn how taking over a seller's loan could save you money with lower rates and reduced costs.

January 9, 2025

Read More
Your Ownership Roadmap: Condo Pros, Cons and Mortgage Options
Your Ownership Roadmap: Condo Pros, Cons and Mortgage Options

Considering homeownership, but feel unsure about whether to buy a house or a condo? We’ve got the pros and cons about condo living and tips for how to secure the financing to make it happen.

January 2, 2025

Read More
How to Get Pre-Approved for a Mortgage
How to Get Pre-Approved for a Mortgage

Shop for your new home with confidence. Get pre-approved for a mortgage so you can understand your buying power and start making offers.

December 6, 2024

Read More
A Comprehensive Guide to Home Equity
A Comprehensive Guide to Home Equity

Your home equity is a valuable financial tool. Read this guide to explore what it is, how to calculate it and find out the many ways you can use it to your advantage.

November 21, 2024

Read More
How to Build Wealth and Passive Income by Buying Rental Property
How to Build Wealth and Passive Income by Buying Rental Property

Ready to join the ranks of savvy rental property owners? Get started with these tips and strategies to make your investment a success.

November 18, 2024

Read More
The Home Maintenance Checklist for Every Season
The Home Maintenance Checklist for Every Season

Regular home maintenance helps prevent minor issues from escalating into major, costly problems. Use this checklist to keep your home in optimal condition and discover helpful maintenance budgeting strategies.

October 4, 2024

Read More
Should I Refinance My Mortgage? (And When Is the Best Time to Do It?)
Should I Refinance My Mortgage? (And When Is the Best Time to Do It?)

Refinancing your home can be a strategic move for reaching your financial goals, but it’s important to understand how it works before taking the leap.

October 3, 2024

Read More
Refinancing Your FHA Loan to a Conventional Loan
Refinancing Your FHA Loan to a Conventional Loan

Refinancing an FHA loan to a conventional loan offers several benefits, such as potentially eliminating the mortgage insurance premium. Here's an overview of the pros and cons and other factors to consider.

October 2, 2024

Read More

Helpful Tools

Home Value
Estimator

See an instant estimate of your home's current value and view recent home sales in your area

Learn More

Mortgage
Calculators

See how much home you can afford, what kind of monthly mortgage payment you might have, the benefits of refinancing and more!

Learn More

Your homeownership
journey, made easy

Access Home Equity Buy a home Refinance