Learning Center Page 4

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

Make a Splash: Backyard Swimming Pool Alternatives

Discover creative ideas to transform your backyard into a summer oasis with beauty, fun, and relaxation—no in-ground pool required.

June 26, 2025

Make a Splash: Backyard Swimming Pool Alternatives

Discover creative ideas to transform your backyard into a summer oasis with beauty, fun, and relaxation—no in-ground pool required.

June 26, 2025

How to Increase Your Curb Appeal

Create lasting curb appeal with simple home updates. Find tips on landscaping, lighting, and small details that can increase your home’s value and charm.

June 26, 2025

The REO Guide: 10 Steps to Buying a Bank-Owned Home

Interested in a bank-owned home, but don’t know where to start? Follow Pennymac’s step-by-step guide to learn all about REO homes (and get ready to buy).

May 16, 2025

Why Was My Mortgage Sold to Another Company?

Wondering why your mortgage was sold? Learn why mortgage companies sell loans, what it means for your payments, and how Pennymac supports your homeownership.

May 16, 2025

The Cash-Out Refinance: Is It Right for You?

Explore how a cash-out refinance lets you tap into home equity for cash while refinancing your mortgage. Learn the benefits, drawbacks, and if it's right for you.

April 16, 2025

Everything You Need to Know About a Home Equity Line of Credit (HELOC)

A home equity line of credit (HELOC) is a unique way to tap into your home equity. Learn how a HELOC works, its pros and cons and how it compares to a home equity loan and cash-out refinance.

April 15, 2025