down payment Articles

A conventional home loan has less provisions than other mortgage types. Find out if a conventional loan is right for you and how to qualify for one.

March 21, 2023

Getting a first time homebuyer loan can be simple, learn about the requirements and qualifications at Pennymac.com

November 29, 2022

The 2022 VA funding fee ranges from .5% to 3.6%. Learn more about this one-time fee at Pennymac.com.

October 12, 2022

Sick of renting and wondering how to save for a down payment? These tips will help you save enough to finally buy.

June 1, 2022

Learn how much of a down payment you need for different loan types and about the assistance programs offered, for both first-time buyers and experienced homebuyers.

September 9, 2020

Learn how to create a savings plan and find the down payment assistance you need. A great read for first-time homebuyers.

April 4, 2019

Learn about the new mortgage insurance option EPMI, including comparisons with MI and LPMI loans.

February 14, 2019

Whether you’re buying or refinancing, understand how Loan-to-Value (LTV) ratio impacts your mortgage options, eligibility and interest rates.

June 13, 2018

See how a real estate escrow account protects home buyers, sellers, and mortgage lenders during a typical real estate transaction.

July 20, 2017