fundamentals Articles  Page 2

The 2022 VA funding fee ranges from .5% to 3.6%. Learn more about this one-time fee at Pennymac.com.

October 12, 2022

An important part of the mortgage underwriting process is verifying your employment. Learn all about what that looks like.

September 7, 2022

Getting a mortgage loan can feel overwhelming – but it doesn’t have to be. Get step-by-step information from Pennymac for a simple process.

August 2, 2022

Adding a co-borrower to your loan means that they are equally responsible for the mortgage and have equal ownership.

June 1, 2022

Learn how to make the most of your tax savings with the standard deduction or itemized deductions, and discover some surprising tax write-offs.

February 5, 2020

Increasing your curb appeal by updating your landscaping, adding an outdoor feature like a pergola, or upgrading your shutters can help add value to your home.

April 22, 2019

There are so many unique terms and abbreviations used in the homebuying process that it quickly becomes confusing. But it doesn't have to be. Learn common words, acronyms, and phrases used in the mortgage and real estate buying process.

June 18, 2018

A loan officer can do more than help you get a mortgage loan. Here are 10 surprising ways a loan officer can help, from improving your credit score to refinancing to avoiding foreclosure.

June 14, 2018

Whether you’re buying or refinancing, understand how Loan-to-Value (LTV) ratio impacts your mortgage options, eligibility and interest rates.

June 13, 2018