Mortgage & Interest Rate
News, Tips & Tools Page 14

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

 
How to Get a No-Strings-Attached Free Credit Report

You’re entitled by law to one free credit report annually each from the three national credit bureaus. Learn how to get your truly free credit report (and why it matters to banks, lenders, and your finances).

February 26, 2018

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How to Get a No-Strings-Attached Free Credit Report
How to Get a No-Strings-Attached Free Credit Report

You’re entitled by law to one free credit report annually each from the three national credit bureaus. Learn how to get your truly free credit report (and why it matters to banks, lenders, and your finances).

February 26, 2018

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Home Loan Applications: What Documents Do I Need?
Home Loan Applications: What Documents Do I Need?

One of the biggest challenges of applying for a mortgage or a refinance is getting the right documents to the right place. Learn more about the paperwork your lender will need and how to prepare for it.

February 25, 2018

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A Homeowner’s Guide to HOAs
A Homeowner’s Guide to HOAs

More than 371,000 homeowners associations (HOAs) benefit community members nationwide. Learn more about HOAs in this homeowner’s guide.

February 25, 2018

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Information on Your Year End Mortgage Tax Statements
Information on Your Year End Mortgage Tax Statements

Pennymac issues the Year End Statement (also known as a Form 1098 or annual tax statement) annually to mortgagors for income tax reporting purposes. This statement includes the total amounts for interest paid and property taxes paid from your escrow account (if you have one) for the entire year.

January 30, 2018

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A Home Inspection Checklist for New Buyers
A Home Inspection Checklist for New Buyers

Is it your dream home or a money pit? A home inspection is the best way to find out. Follow our step-by-step checklist for a thorough home inspection!

January 9, 2018

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Online Home Value Tools vs Appraisals: What’s the Difference?
Online Home Value Tools vs Appraisals: What’s the Difference?

Automated Valuation Models work hand in hand with formal appraisals to show you what your home is really worth. Learn why both are necessary to the lending process.

January 4, 2018

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Is a HomeReady® Mortgage Right for Me?
Is a HomeReady® Mortgage Right for Me?

Learn more about the HomeReady® mortgage program, including guidelines, requirements, rates, and how to decide if HomeReady® is right for you.

December 6, 2017

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What Home Affordability Calculators Don’t Tell You
What Home Affordability Calculators Don’t Tell You

Learn about the hidden and unexpected costs that can make a huge difference in how much house you can afford with your salary.

November 28, 2017

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Veterans Coming Home: Challenges of Reintegration
Veterans Coming Home: Challenges of Reintegration

For veterans returning home, finding a home and a job can be incredibly difficult. Learn more about these challenges and how they can be overcome.

November 28, 2017

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A Short Sale of Your Home: Is it the Right Choice?
A Short Sale of Your Home: Is it the Right Choice?

If you need to get out from under your mortgage, a short sale might be the answer. Learn how short sales can be preferable alternatives to foreclosure.

November 27, 2017

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Helpful Tools

Home Value
Estimator

See an instant estimate of your home's current value and view recent home sales in your area

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Mortgage
Calculators

See how much home you can afford, what kind of monthly mortgage payment you might have, the benefits of refinancing and more!

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