Learning Center Page 11

Explore Pennymac's Learning Center for tips on mortgage rates, interest rates, home buying, refinancing & real estate. Stay informed to make smarter decisions.

Mortgage Basics

Start Smart: Your Plain-English Guide to Mortgage Terms, Processes, and Confidence.

Home Ownership

Master Your Home: Essential Tips and Expert Guidance for Every Homeowner's Journey.

Refinance

Refinance Smarter: Discover How to Save Big or Unlock Cash From Your Home's Value.

Home Equity

Leverage Your Wealth: Strategies for Building, Accessing, and Maximizing Your Home Equity.

Loan Types

Stay Ahead of the Curve: Expert Analysis on Loan Types, Rates, and Market Trends.

How to Save for a Down Payment

Sick of renting and wondering how to save for a down payment? These tips will help you save enough to finally buy.

June 1, 2022

How to Save for a Down Payment

Sick of renting and wondering how to save for a down payment? These tips will help you save enough to finally buy.

June 1, 2022

What is a Conditional Loan Approval?

A conditional approval is different than both pre-approval and full approval. It relies on specific conditions being met at closing. Learn more.

May 24, 2022

Is a 15-Year Fixed-Rate Mortgage Right for You?

A 15-year mortgage is just one option you have as a homebuyer. Learn the benefits and drawbacks and decide if it’s right for you.

May 12, 2022

The Pros and Cons of Buying a House

Weighing the pros and cons of buying a house or renting? Learn the financial and lifestyle impacts of both to make an informed decision.

April 18, 2022

The Fed Is "Tapering" — What This “Pit Stop” Means For Mortgages

Mortgage rates have been at record lows for nearly two years. Learn what the Fed’s tapering is and what it can mean for rates in the foreseeable future.

February 25, 2022

Your Guide to the Federal Reserve and Mortgages

The U.S. Federal Reserve once again announced that the federal funds rate would remain at near-zero levels.

January 26, 2022

New Homes vs. Old Homes: Which Is Right For You?

Homebuyers often ask: Which is better, a new home or an older home? There is no clear-cut answer, so we compiled a list of the pros and cons of each.

October 13, 2021

5 Expert Real Estate Marketing Tips

Learn about marketing ideas for real estate agents from successful realtors, marketing agencies, and experts in video, virtual tours, and social media.

October 13, 2021